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About Us

Empowering Loan Originators to Thrive Outside Big Banks

We believe there’s a better way to do business— one that values independence and offers unwavering support. Founded by industry veterans, IMB™ enables mortgage professionals to succeed on their own terms.

Our Philosopy

Empower Independence & Build Community

Our Mission

Our mission is to empower mortgage loan originators to achieve independence beyond big banking constraints, enabling them to provide exceptional services and competitive pricing for their customers.

Our Vision

Building Community

Create a thriving community of independent loan officers that benefits industry professionals and makes significant impacts in their communities, helping people build wealth through homeownership.

Our Vision

Our Vision

To impact future generations by keeping more money with families to build wealth and improve their quality of living.

What We Believe

More and more Loan Officers are leaving captive retail lenders for the broker world for better rates, pay, technology, programs, and support. 

Direct-to-Consumer: The Future of Home Lending

The mortgage process is changing as the world is shifting to a direct-to-consumer model— Business owners are able to connect directly with their customers and cut out the fat cats. Home lending is no different.

We become a stronger community when local mortgage experts can help their local customers. Both shielding them from less-than-ethical big business practices and keeping business local to invigorate local economies.

Our Team

“Having spent over a decade in captive banking, I saw the struggles mortgage loan officers faced. Our vision at IMB™ is to empower LOs to transition to the independent channel, providing unparalleled support, resources, and a strong community. This approach has fueled our rapid growth, and we are proud to now be home to over 65 MLOs, with no signs of slowing down.”

— Ryan Davis, Co-Founder

Ryan Davis

Co-Founder

Championing independence for loan officers with over 20 years of industry expertise.

Ryan Davis

Ryan earned a Bachelor of Science in Finance from Butler University in 2002, where he graduated Summa Cum Laude with honors. He is a top-producing LO with over 20 years of mortgage lending experience. He worked on the captive banking side for over 10 years as an LO and Branch Manager.

During Ryan’s time in retail banks, the common denominator he saw was greed. The business model was always the same. Get the LO and their team in the system with all their clients and realtors and slowly increase rates and/or cut pay. Then make it hard for them to leave, knowing that if they did, their past clients and realtors would be solicited. The retail banking model lacked competitive rates, compensation, technology, and programs.

When Ryan transitioned to the broker model, there was little to no support, training, structure, sense of community, or sharing of best practices, so he created IMB™ with partner founders Ryan Hillard and Nathan Jennison. The company’s vision was based upon servant-leadership and a company where the LO and borrower always come first. The IMB™ team wanted a company where support and service were not mutually exclusive with the best rates, compensation, & programs. A platform where Loan Officers can operate under a DBA of their choosing, which is licensed to IMB™, enabling them to establish a distinct brand identity.

Ryan spent years creating the IMB™ portal to give LOs and processors the ability to chat, video conference, and screen share with one another. It gives IMB™ a sense of community to share best practices and help one another with loans. It also gives everyone access to 20 lender summaries, a portfolio product matrix, vendors, resources, and any other guideline chart or cheat sheet you could imagine. No other company has a portal with all the information you need in one place for ops, sales, and navigating the broker world.

Ryan’s favorite quote is: “You can have everything in life you want, if you will just help other people get what they want.” -Zig Ziglar. Ryan does his best to live out his Christian faith daily by serving others and helping them achieve their goals.

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Nathan Jennison

Co-Founder

Award-winning broker ensuring seamless operations and empowering MLOs to succeed.

Nathan Jennison

Awarded Broker of the Year for 2023 by NAMB (National Association of Mortgage Brokers).

Nathan brings 20-plus years of operations experience to IMB™. He started as the Operations Manager for Nathan Mortgage, and subsequently became a mortgage broker himself and founded The Mortgage Architects.

Nathan has been a driving force in helping launch and run IMB™. He is passionate about the experience that IMB™ provides, and its ability to empower fellow MLOs to bring change to the mortgage industry. Much of his work at IMB™ is behind the scenes serving in a relational and operations role, ensuring that the entire system runs smoothly.

He is passionate about the experience that IMB™ provides, and its ability to empower fellow MLOs to bring transformative change to the mortgage industry. His recent recognition as Broker of the Year for 2023 by the National Association of Mortgage Brokers not only acknowledges his unwavering dedication to service but also assures prospective loan officers that they are in the most capable hands for achieving success in the industry.

Kari Buffington

VP of Business Development

Connecting loan officers to the tools and support for thriving in the wholesale mortgage market.

Kari Buffington

Kari moved from Montana to Colorado after college, and started her first job in the mortgage industry at Transamerica Financial Services. She has spent her entire career in the mortgage industry, and is passionate about home ownership and financial literacy.

At IMB, Kari is thrilled to offer solutions for loan officers to make the change to the wholesale mortgage side, with the support of owners that originate and understand current issues.

Reach out to Kari for a confidential demo.

Seth Wilcock

Sales Manager

Dedicated to educating and supporting MLOs with a relationship-first approach.

Seth Wilcock

Seth Wilcock brings a deep passion for education and client advocacy to his role as Sales Manager at IMB™. With a bachelor’s degree in Finance and Small Business Management, Seth has dedicated his career to making the mortgage experience smooth and stress-free for all parties involved. His journey began as a snowboard instructor at Wolf Creek, where he discovered a love for teaching—a skill he carried into the mortgage industry, where he continues to coach with the heart of a teacher.

Seth is committed to building strong relationships with his referring partners and clients, ensuring that they are fully educated throughout the mortgage process. His expertise in residential mortgage lending, coupled with his constant drive to stay ahead of industry regulations, has earned him a reputation as a go-to expert in his field. Seth’s goal is to help his partners grow and thrive, fostering success through a supportive and educational approach.

At IMB™, Seth plays a key role in supporting independent mortgage brokers, helping them to operate under DBAs while benefiting from the community and support that IMB™ offers. His dedication to making the mortgage process an enjoyable experience, rather than a stressful one, continues to set him apart as a leader in the industry.

Erin Lahey

VP of Operations

Driving operational excellence with energy and organizational expertise.

Erin Lahey

Erin Lahey serves as IMB™’s VP of Operations, bringing her talent for organization and her love for a dynamic, fast-paced work environment to every project. Outside of work, Erin’s life centers around her faith, her family—including her husband, two children, and their dog, Spur—and the peaceful rural life she enjoys on their land, complete with two beloved horses. Erin is passionate about reading, baking, and staying active at the gym, balancing her professional and personal life with grace. Her commitment and vibrant energy make her an invaluable part of the IMB™ team.

Isabelle Grubbs

Office Manager

Keeping daily operations on track with a keen eye for detail and creative problem-solving.

Isabelle Grubbs

With 6+ years of management skills, Isabelle thrives in a fast-paced, detail-oriented environment. Her passion for organization and creative problem-solving makes her a valuable and dedicated member of the team.

Discover What Our MLOs Say About Us

Learn more about our commitment to excellence through genuine reviews from our loan officers, who are powered by IMB™.

  • Avatar Kurt Rogers ★★★★★ 3 months ago
    I have been a sole proprietor of a Mortgage Company for over 22 years and have worked through the 2008 Mortgage Meltdown. As I near retirement I chose to join my team with IMB Team. The main reason was the staff, Ryan - Nathan - Sean. They have created a great support system to allow me the opportunity to have a wide variety of lenders to offer my clients more opportunity and competitive pricing. In addition, their back-end staff, Erin makes everything run smoothly. Due to their size, they are able to simplify the process, which gives me more time to grow my client base. They are always helpful and constantly looking at ways to improve, increase opportunities and create a team of professional brokers. No Regrets